Uncategorized

BPC: Consigned loans will have new rules and credit will be resumed

The vote on the MP 1164/23 report took place on May 10th. According to the text, Bolsa Família will again include the BPC consignment.

Advertisement

The vote on the MP 1164/23 report took place on May 10, Wednesday, which defines rules for payments of the new Bolsa Família, now with a minimum value of R$ 600 for low-income families. According to the final text, the program will once again include consigned credit for BPC beneficiaries.

Dr. Francisco (PT-PI), rapporteur of the Provisional Measure, accepted an amendment that allows BPC beneficiaries to contract loans with payroll deduction. The maximum margin will be 35%, with 30% going directly to loans and financing, and 5% to paying expenses related to the credit card.

Still in the opinion presented by the deputy, 43 of the 257 amendments proposed to the measure were accepted and will be voted on. One of the suggestions incorporated into the report guarantees a bonus of R$ 50 for lactating women, women beneficiaries of the program who are breastfeeding.

In the current version of Bolsa Família, the program offers an additional installment of R$ 150 for children up to 6 years of age, an additional amount of R$ 50 for children aged between 7 and 18 years, and R$ 50 per pregnant woman in the family nucleus . However, the extra payment for pregnant women will only be implemented from June onwards.

The text also changed the deadline for readjusting social benefit installments. Now, value adjustments are expected to occur, at most, every 2 years. Previously, it had been established that it would be every two years, at least, which allowed a much longer time interval between readjustments.

Return of loan granted to BPC

Regarding the BPC, deputy Dr. Francisco noted that several amendments requested the return of permission for beneficiaries to take out loans with payroll deduction. Even considering the permission not adequate and considering the potential debt of these families, he accepted the amendment.

With the aim of preventing the decision to take out loans from negatively affecting families' liquidity, a concern of the rapporteur, the opinion defines that the authorization for discounts takes place at least 5 working days apart. Furthermore, the report also stipulates that families that receive closed season insurance, intended for fishermen, will be entitled to Bolsa Família, as long as they do not accumulate the aid with social security benefits.

The report also reinforces the prohibition on companies subcontracted by Caixa to reduce the value of Bolsa Família, claiming to restore negative balances or pay off pre-existing debts of beneficiaries.

Who can receive Bolsa Família?

To receive Bolsa Família you must comply with the rules below:

  • Have a family income of up to half the minimum wage (R$ 655);
  • Have a per capita income (per person) of up to R$ 218 (previously, the limit was R$ 210);
  • Pregnant women must undergo prenatal care;
  • Children under 7 years of age must undergo nutritional status assessment;
  • Minimum school attendance of 60% for children and adolescents from beneficiary families;
  • The entire family must be up to date with their vaccinations, following the Ministry of Health's National Immunization Program;
  • It is necessary to be registered in the Single Registry and keep it updated.

The Federal Government's Single Registry (CadÚnico) is an extremely important tool for low-income families to gain access to various social programs offered by the Government, such as Bolsa Família, Minha Casa Minha Vida and the Social Electricity Tariff.

About the author  /  Tiago Menger

Trending Topics

content

INSS: Consultation of the 13th salary is anticipated; See how to do it

Payments of the 13th INSS salary for retirees and pensioners will begin next week. See how to check the values

Continue lendo
content

R$ 900 Family Grant: What are the requirements to receive it?

From January 2023, the Bolsa Família program will return together with the newly elected president Luiz Inácio Lula da Silva (PT).

Continue lendo
content

Bolsa Família: Government announces dates for the month of March

Payment of the New Bolsa Família began on Monday, March 20th. In March, the average value is R$ 669.93, but this will change.

Continue lendo

You may also like

content

PIS/PASEP 2023: Allowance has already been paid for 3 groups; See who the next recipients are

The PIS/PASEP bonus, a benefit paid annually to a large proportion of Brazilian workers, began payments in 2023 from February 15th.

Continue lendo
content

INSS: 1 billion will be paid to retirees after the CJF decision

If you had an ongoing case against the INSS in court, know that there may be a favorable decision in your case.

Continue lendo
content

PiniOn: how to earn money by answering in-app surveys

PiniOn is an application that allows you to earn money by participating in missions. Find out how to sign up and start earning today!

Continue lendo