Uncategorized

BPC: Consigned loans will have new rules and credit will be resumed

The vote on the MP 1164/23 report took place on May 10th. According to the text, Bolsa Família will again include the BPC consignment.

Advertisement

The vote on the MP 1164/23 report took place on May 10, Wednesday, which defines rules for payments of the new Bolsa Família, now with a minimum value of R$ 600 for low-income families. According to the final text, the program will once again include consigned credit for BPC beneficiaries.

Dr. Francisco (PT-PI), rapporteur of the Provisional Measure, accepted an amendment that allows BPC beneficiaries to contract loans with payroll deduction. The maximum margin will be 35%, with 30% going directly to loans and financing, and 5% to paying expenses related to the credit card.

Still in the opinion presented by the deputy, 43 of the 257 amendments proposed to the measure were accepted and will be voted on. One of the suggestions incorporated into the report guarantees a bonus of R$ 50 for lactating women, women beneficiaries of the program who are breastfeeding.

In the current version of Bolsa Família, the program offers an additional installment of R$ 150 for children up to 6 years of age, an additional amount of R$ 50 for children aged between 7 and 18 years, and R$ 50 per pregnant woman in the family nucleus . However, the extra payment for pregnant women will only be implemented from June onwards.

The text also changed the deadline for readjusting social benefit installments. Now, value adjustments are expected to occur, at most, every 2 years. Previously, it had been established that it would be every two years, at least, which allowed a much longer time interval between readjustments.

Return of loan granted to BPC

Regarding the BPC, deputy Dr. Francisco noted that several amendments requested the return of permission for beneficiaries to take out loans with payroll deduction. Even considering the permission not adequate and considering the potential debt of these families, he accepted the amendment.

With the aim of preventing the decision to take out loans from negatively affecting families' liquidity, a concern of the rapporteur, the opinion defines that the authorization for discounts takes place at least 5 working days apart. Furthermore, the report also stipulates that families that receive closed season insurance, intended for fishermen, will be entitled to Bolsa Família, as long as they do not accumulate the aid with social security benefits.

The report also reinforces the prohibition on companies subcontracted by Caixa to reduce the value of Bolsa Família, claiming to restore negative balances or pay off pre-existing debts of beneficiaries.

Who can receive Bolsa Família?

To receive Bolsa Família you must comply with the rules below:

  • Have a family income of up to half the minimum wage (R$ 655);
  • Have a per capita income (per person) of up to R$ 218 (previously, the limit was R$ 210);
  • Pregnant women must undergo prenatal care;
  • Children under 7 years of age must undergo nutritional status assessment;
  • Minimum school attendance of 60% for children and adolescents from beneficiary families;
  • The entire family must be up to date with their vaccinations, following the Ministry of Health's National Immunization Program;
  • It is necessary to be registered in the Single Registry and keep it updated.

The Federal Government's Single Registry (CadÚnico) is an extremely important tool for low-income families to gain access to various social programs offered by the Government, such as Bolsa Família, Minha Casa Minha Vida and the Social Electricity Tariff.

About the author  /  Tiago Menger

Trending Topics

content

WhatsApp: Learn how to recover deleted photos and videos

Deleting important files from WhatsApp is more common than it seems. Although recovery seems to be impossible, nothing on the internet is lost.

Continue lendo
content

FGTS: Only 3 groups will be able to request the birthday withdrawal in 2023; Understand

The groups are one of the few that will still be able to request a change of modality in 2023, after the announcement of the end of the FGTS anniversary withdrawal.

Continue lendo
content

Government launches Meu INSS+ virtual card; See what's new

The INSS launched the Meu INSS+ virtual card on Monday. The novelty seeks to offer more inclusion and benefits to policyholders. Check out.

Continue lendo

You may also like

content

13th of the INSS: What will be the amount paid for the benefit this year?

The INSS will soon start paying the 13th salary to retirees and pensioners. This year, the Government decided to advance payments.

Continue lendo
content

Bolsa Família: Additional installment will only arrive in March; Understand

A good announcement was made last Wednesday (11). The new benefit of R$ 150 for families with children up to six years old registered with Bolsa Família will be paid from March.

Continue lendo
content

New Bolsa Família of R$ 1,062? Understand possible new value of the BENEFIT

The Federal Government announced a new Bolsa Família that could reach R$ 1062.00. Check information about the increase

Continue lendo