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FGTS: 2023 birthday withdrawal calendar released; Look
Unlike the emergency or extraordinary withdrawal modality, the FGTS birthday withdrawal is available throughout the year to employees who have a balance in active or inactive Guarantee Fund accounts.
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With the end of 2022 approaching, Brazilians are already paying attention to the payment dates for social benefits in 2023. Some programs still have undefined points, such as Auxílio Brasil, while others are already publishing the calendar for 2023, such as the calendar for INSS for next year.
In addition to social benefits, workers are also looking for possible FGTS withdrawals starting next year.
To date, there is no forecast for a new round of extraordinary withdrawals from the FGTS in 2023. However, it is now possible to define the dates for the FGTS Anniversary Withdrawal.
How does the birthday withdrawal work?
Unlike the emergency or extraordinary withdrawal modality, the FGTS birthday withdrawal is available throughout the year to employees who have a balance in active or inactive Guarantee Fund accounts.
However, this type of withdrawal must be chosen by each person as the standard FGTS modality is withdrawal-termination, which allows resources to be withdrawn only when dismissal occurs without just cause.
Therefore, if the employee opts for the birthday withdrawal, he is entitled to withdraw part of his Fund balance each year, always in the month of his birth.
Joining the modality is very easy: just access the FGTS app or the Caixa website.
It is also possible to sign up for the birthday withdrawal in person, at Caixa branches. After the request, the funds will be deposited into the employee's account and the employee will have up to 2 months to make the withdrawal.
Observation: Before opting for the birthday withdrawal method, the employee must be aware that they will lose the right to receive the full withdrawal from the Guarantee Fund in cases of dismissal. In this case, the right to a termination fine is only guaranteed, when due, and access to other withdrawals established by law, such as in the case of retirement, purchasing your own home, among others.
To receive the FGTS birthday withdrawal, the employee must submit the request between the first and last business day of the month of his birth. It is important to remember that this period only applies to employees who wish to receive the amounts in the same year that they join the modality.
If you miss the request deadline, the employee will still be able to join the withdrawal, but the withdrawal of the money will only be available next year (i.e. 2024).
Birthday withdrawal calendar in 2023
The deadline for withdrawing amounts is from the 1st business day of the anniversary month to the last business day of the second subsequent month. See the FGTS birthday withdrawal calendar in 2023:
- Born in January – withdrawal available from January 2nd to March 31st
- Born names of February - withdrawal available from February 1st to April 28th
- Born names of March - withdrawal available from March 1st to May 31st
- Born names of April – withdrawal available from April 3rd to June 30th
- Born names of May - withdrawal available from May 2nd to July 28th
- Born names of June - withdrawal available from June 1st to August 31st
- Born in the month of July – withdrawal available from July 3rd to September 29th
- Born names of August - withdrawal available from August 1st to October 31st
- Born in September – withdrawal available from September 1st to November 30th
- Born names of October - withdrawal available from October 2nd to December 29th
- Born names of November - Withdrawal available from November 1st to January 31st, 2024
- Born names of December - withdrawal available from December 1st to February 29th, 2024
If the employee chooses not to withdraw another installment of the balance annually, the birthday withdrawal can be undone through the FGTS app (available for Android and iOS) or on the Caixa website.
How much can be withdrawn in the FGTS birthday withdrawal?
Unlike the extraordinary withdrawal, which is normally limited to a minimum wage, the FGTS birthday withdrawal has no predetermined value. The amount available for withdrawal depends on each employee's account balance, plus an additional installment.
To calculate the FGTS birthday withdrawal, Caixa provided the table:
| Balance available in FGTS account (R$) | Rate of withdrawal of the amount in the account | Additional Installment (R$) |
| Up to 500 | 50% | 0 |
| From 500.01 to 1,000.00 | 40% | 50,00 |
| From 1,000.01 to 5,000.00 | 30% | 150,00 |
| From 5,000.01 to 10,000.00 | 20% | 650,00 |
| From 10000.01 to 15,000.00 | 15% | 1.150,00 |
| From 15,000.01 to 20,000.00 | 10% | 1.900,00 |
| Above 20,000.00 | 5% | 2.900.00 |
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About the author / Tiago Menger
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