Uncategorized
Government: Minha Casa Minha Vida can ZERO the down payment, facilitating financing
Government: Buying your own home through Minha Casa Minha Vida is not free, there is a need to pay for the financing installments.
Advertisement
Government: A buying your own home through Minha Casa Minha Vida It is not free, there is a need to pay for the financing installments. The idea in this program is that families obtain special payment conditions, including lower interest rates and now the possibility of purchasing without a down payment. In other words, it will not be necessary to give no value to start financing, just pay the installments.
There is a study of Ministry of Cities team, responsible for Minha Casa Minha Vida, which aims to offer financing without entry into the program. The measure would apply to families included in range 1 who have monthly income limited to R$ 2,640. These people already receive subsidies that can reach 95% of the value of the property, that is, at least 95% is paid by the federal government.
The idea now is to get partnership with state and municipal governments so that the full entry value of the property is fully financed by the public authorities. Another possibility, if the combination of these resources is insufficient, would be the use of resources coming from FGTS (Service Time Guarantee Fund).
According to members of the Palácio do Planalto and the Ministry of Cities, they say that the entrance fee, which is usually at least 20% of the property price for this range, has created barriers for the poorest population to be served by Minha Casa Minha Vida.
Track 1 of Minha Casa Minha Vida will be more popular
The idea of benefiting track 1 of Minha Casa Minha Vida comes from the last government, chaired by Jair Bolsonaro (PL) in which the popular housing program was called Green and Yellow House. At that time the old Ministry of Regional Development started to allow parliamentary amendments to be used to reduce the amount of entry paid by low-income people.
This group has a greater investment, as they have a lower income range, therefore are less likely to pay high amounts from the program. They have access to:
- Subsidies that reach 95% of the value of the property;
- Increase in the income limit band from R$ 1,800 to R$ 2,640;
- More advantageous interest rates.
About the author / Tiago Menger
Trending Topics
Companionship or something casual: the Tinder app has it all!
The time has come to make real connections! With the Tinder app you can meet people with the same tastes and find your great love!
Continue lendoEvolve with the Bradesco Foundation Virtual School
More than 70 free courses from the Bradesco Foundation Virtual School issue certificates to help you grow professionally.
Continue lendoApplication to measure blood pressure: check out the best!
See how an app to measure blood pressure works and the advantages of including it in your daily life!
Continue lendoYou may also like
Facebook Dating app: find your perfect match!
Facebook Dating is a dating platform integrated into the Facebook app and can recommend people who are most compatible with you!
Continue lendoRunway ML: Make editing your videos easier with AI
Optimize your video editing with Runway ML's integrated Artificial Intelligence tools! Discover all the resources here.
Continue lendoTactics to create sparks on the Tinder app!
Discover the secrets to success on Tinder with our practical guide. Learn how to optimize your profile and increase your chances of getting a match!
Continue lendo