If you need extra money, the FGTS birthday withdrawal could be a great option.

The worker who makes the option will be able to withdraw a percentage of the FGTS balance, plus an additional installment, annually.

See how to use the Caixa Tem app to anticipate your FGTS anniversary withdrawal.

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What is the value of the Birthday Withdrawal?

The worker who chooses to withdraw must be aware that it is possible to contract at least R$ 500. The amounts can be withdrawn until the last working day of the second month following the month of the anniversary.

But be careful, you will need to pay an additional installment to the loan.

Read also: FGTS: Discover Existing Withdrawal Possibilities

How to advance your birthday withdrawal through Caixa Tem?

If you choose the CAIXA Tem App, follow these steps:

• Access the application with your CPF and password
• Click on the “Birthday Withdrawal Loan” option, where the simulation will be displayed according to the balance of the day.
• Click on Hire to proceed to finalize or on change simulation to new values.
• After the simulation, read and accept the terms and conditions of the operation.
• Enter the CAIXA Tem password to complete the contract.
• After blocking the amount by FGTS, the contract is confirmed, and the contracted amount is credited to the customer's account the next day.

Before requesting the advance, you must join the FGTS Anniversary Withdrawal, from active or inactive accounts of the Fund, the option can be requested through the Guarantee Fund's digital channels: fgts.caixa.gov.br, FGTS App, Internet Banking CAIXA , CAIXA Mobile Banking App or CAIXA Tem App.

According to Caixa Noticias “The advance amounts are available to the customer on the business day following the contract.

The expiration of the operation upon the occurrence of payment data for the Withdrawal-Aversário, with a debit being made to the operating FGTS account to settle the operation, without impacting the payment capacity and the possibility of contracting other lines at CAIXA.”

Customers and non-customers can request an advance payment. Anyone who is not yet a CAIXA Tem customer can open a 100% digital account and access access. All information on the FGTS Anniversary Withdrawal Advance line can be consulted on the CAIXA website.

Read too: STF Will Judge the Review of the FGTS on April 20th

Who can take out the Birthday Withdrawal Advance?

Any customer with a linked FGTS account, active or inactive, who has subscribed to the Birthday Withdrawal modality through one of the channels made available by CAIXA, has an account with CAIXA (savings or current account) and does not have a loan in arrears with CAIXA.

Requirements:

• Be over 18 years old or emancipated;
• Have a current or savings account with CAIXA (except Digital Social Savings and CAIXA Fácil Savings);
• Opting for the FGTS Birthday Withdrawal and authorizing CAIXA to consult information about your FGTS;
• Have a sufficient FGTS balance for the advance payment, within the minimum amounts for contracting;
• Have your CPF in good standing with the Federal Revenue Service;
• Be in compliance with CAIXA or use credit resources to pay off the debt.