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FGTS 2022 Withdrawal Released by Caixa
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Caixa releases FGTS withdrawal in July worth up to 2,900 Reais
Caixa Econômica Federal published the new FGTS (Service Time Guarantee Fund) withdrawal this month of July 2022. The release refers to the Anniversary Withdrawal modality. Employees born in July are eligible this month.
Joining the modality is optional, so those who did not opt for the birthday withdrawal remain in the standard FGTS system.
Birthday Withdrawal Value:
By subscribing to the Birthday Deduction, the employee will receive a portion of the balance available in their FGTS account plus an additional amount. In short, the payback depends on the value, check the proportions in the table:
| Balance ranges in R$ | Withdrawal percentage | Additional installment |
| Up to R$ 500.00 | 50% | _ |
| From R$ 500.01 to R$ 1,000.00 | 40% | R$ 50 |
| From R$ 1,000.01 to R$ 5,000.00 | 30% | R$ 150 |
| R$ 5,000.01 to R$ 10,000.00 | 20% | R$ 650 |
| R$ 10,000.01 to R$ 15,000.00 | 15% | R$ 1,150 |
| R$ 15,000.01 to R$ 20,000.00 | 10% | R$ 1,900 |
| Above 20,000.01 | 5% | R$ 2,900 |
How to join the Birthday Loot:
The employee can join the modality through the FGTS application, which can be downloaded on Android and iOS devices.
See how to do this below:
- Download the application on your cell phone;
- Open it and click on “My FGTS”;
- Choose the “Birthday Withdrawal” alternative;
- Read the terms and conditions;
- If you agree, select “Join Birthday Withdrawal”.
To join the modality you must meet the following criteria:
Be over 18 years old;
Open a current or savings account at Caixa;
Have sufficient FGTS balance;
Have an up-to-date CPF with the Federal Revenue Service;
Be in good standing or use credit funds to pay off the debt.
Who can receive the Birthday Loot:
It is important to highlight that any worker who opts for the FGTS Birthday Withdrawal will be able to request a return to the standard, that is, the withdrawal-termination. Just use the official guarantee fund app. The employee cannot make any contractual advance to carry out the revocation. Additionally, it's important to note that the return to the standard deduction will not be immediate. According to the law, the change will only come into effect from the first day of the 25th month after the date of the return request.
See more on the subject:
About the author / Tiago Menger
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