The Central Bank's Receivables system shook Brazilians at the beginning of 2022, when it was introduced with the promise of helping to return money to citizens' accounts that had been forgotten in accounts, banks, consortiums, and others.

R$ 2.36 billion was returned to 7.2 million for individuals and 300 thousand for legal entities during the process. In mid-April, the Central Bank took the system offline for improvement and other events, including a server strike, which ended up resulting in the postponement of the second stage.

However, now, just before the turn of the year, the Central Bank is beginning to release new information about the SVR, implying that the tool will return in 2023.

The Central Bank has not yet released a date for the start of the next phase of the Receivables system. But apparently this could happen in the first months of 2023. For those who don't remember, in 2022 the tool was launched on February 14th. It is possible that this will happen again.

For now, the Central Bank says that:

“With no set date for resuming the system, the monetary authority is working on improving the system, including new types of values and the module for consulting data on deceased people”.

The news released by the Central Bank on Thursday, December 8th, informs that the system will begin to incorporate new data from institutions from the month of January. Financial institutions need to forward more information to the Central Bank, this time on the following topics:

This Central Bank requirement was promulgated by Normative Instruction BCB 336. However, institutes can only send this information in January.

The head of division in the Central Bank's Citizen Service Department, João Paulo Resende Borges, said that one of the improvements implemented is the introduction of a virtual queue for access to the SVR, which will replace the planned access logic (punctual and defined) of the first version of the system.

Another innovation is the dissemination of information about the values ​​of deceased people. With the reopening of the Receivable Values ​​System, the heirs, executors, administrators or legal representatives of the deceased, after accepting a liability agreement, can verify the existence of refundable values ​​in the deceased's assets and know how to redeem them.

According to the Central Bank, the impact of the total amount that will be available to the population cannot yet be assessed because the calculation depends on the institutions sending new information.

However, currently the stock of return values registered in the SVR is R$ 4.6 billion, of which R$ 3.6 billion is for 32 million CPFs; and 1 billion reais for 2 million CNPJs.

The values are distributed in the ranges:

Institutions have already paid R$ 2.36 billion to 7.2 million individuals and 300 thousand legal entities. Of this total, R$ 321 million were returned via Pix to 3.7 million beneficiaries who clicked directly on the system to request the resources. The remainder was reimbursed after the beneficiary contacted the institution in advance by phone, email, agency or other service channels.

“This is an important action by the Central Bank for society. This is people's money that has been forgotten in institutions most of the time. These, in turn, had the cost of liquidating those amounts and unsuccessful attempts to contact former customers to reimburse the funds“, concludes João Paulo.

What is known so far about the second stage is that 10 new types of financial services will be included in the system. Since its introduction, the Receivable Values System (SVR) has been helping Brazilians find amounts that were forgotten in bank accounts and other financial institutions. See the new services:

The three new services to be launched in January are:

In the first stage, the tool had five different forgotten value data:

Those who did not make the inquiry or made the inquiry but did not request the redemption of the amounts at the first opportunity need not worry. When the tool is released, consultations will be available to everyone, and services from the first stage will be included in the second phase.

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